Area Codes

574 Area Code: Where It’s Used & How to Get One

July 26, 2026 · by · 4 min read

Area code 574 covers South Bend and surrounding areas in Indiana. It was activated in 2002 as an overlay of area code 219.

Quick Facts: Area Code 574
State Indiana
Primary city South Bend
Cities also served South Bend, Elkhart, Mishawaka, Goshen, Logansport, Plymouth, Warsaw, Nappanee
Time zone Eastern (UTC-5 / UTC-4 DST)
Year established January 15, 2002
Original 1947 NPA? No
Parent code 219
Overlay codes None
Currently in use? Yes, actively assigned
Ten-digit dialing required? Yes

Cities Served by Area Code 574

Area code 574 serves North-central Indiana, covering 12 counties from the Michigan state line southward, including the South Bend–Mishawaka metropolitan area and the Elkhart County RV manufacturing corridor, including the following cities and communities:

  • South Bend
  • Elkhart
  • Mishawaka
  • Goshen
  • Logansport
  • Plymouth
  • Warsaw
  • Nappanee

Nearby area codes covering the same broader region include: 219, 260.

How to Get a 574 Phone Number

There are three ways to get a phone number with the 574 area code, each suited to a different need:

  1. Buy from a premium-number specialist. Companies that hold curated inventories of specific area codes can sell you a 574 number directly, often with a one-time fee and ownership transferred to you (no recurring carrier fees). This is the option for picking a specific memorable number, or for getting an area code that most carriers won’t let you request. Contact us about a 574 number.
  2. Sign up with a VoIP carrier. Voice-over-IP services (such as Google Voice, OpenPhone, Grasshopper, and many others) can typically provision a 574 number on request, especially for active overlay codes. You won’t usually get to pick the specific number, but you’ll get a working line in the area code. This is the cheapest option for anyone who doesn’t need a particular number.
  3. Port an existing 574 number. If you already have a 574 phone number with another carrier, you can transfer it (port it) to a new service provider while keeping the number. This works for landlines, cell phones, and VoIP services, though landlines outside of Indiana sometimes can’t accept inbound ports of 574 numbers due to 911 routing rules.

212areacode.com specializes in Manhattan 212 numbers and select premium area codes. We don’t currently maintain a 574 inventory, but we may be able to source a 574 number through our carrier relationships. Contact us with your requirements and we’ll let you know what’s available.

Frequently Asked Questions

Is the 574 area code still in use?
Yes. 574 is actively assigned to new phone lines in North-central Indiana, covering 12 counties from the Michigan state line southward, including the South Bend–Mishawaka metropolitan area and the Elkhart County RV manufacturing corridor.

What is the parent area code of 574?
Area code 574 is an overlay of 219. Both codes serve the same region of Indiana.

Can I get a 574 number if I don't live in Indiana?
Yes. Phone numbers are no longer tied to a physical address. With VoIP service or a number broker, you can hold a 574 number from anywhere in the world. The number routes to whatever device or carrier you specify.

Is 574 a scam area code?
No. 574 is a legitimate, active area code for North-central Indiana, covering 12 counties from the Michigan state line southward, including the South Bend–Mishawaka metropolitan area and the Elkhart County RV manufacturing corridor. Like any area code, scammers occasionally spoof 574 caller IDs, but the code itself is heavily used by real Indiana businesses, government offices, and residents.

Where is the 574 area code located?
Area code 574 covers north-central Indiana, serving 12 counties including St. Joseph, Elkhart, Kosciusko, Marshall, and Cass. Major cities include South Bend, Elkhart, Mishawaka, Goshen, and Logansport.

When did area code 574 go into service?
Area code 574 went into service on January 15, 2002, as part of a three-way split of the former 219 territory. Permissive dialing ran until June 14, 2002, after which 574 became mandatory.

Does area code 574 have an overlay?
No. As of 2026, area code 574 has no overlay and remains the sole area code for its geographic territory. Ten-digit dialing is required in the 574 region due to the 2021 nationwide implementation of 988 as the Suicide & Crisis Lifeline.

What time zone is area code 574 in?
Most of area code 574, including South Bend and Elkhart, observes Eastern time (UTC-5, UTC-4 DST). A smaller western portion of the territory falls in the Central time zone.

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